TERMS AND CONDITIONS
1. BINDING AGREEMENT
This agreement ("Agreement") is a binding legal agreement between Personal Health Strategies, Inc. ("Company," "we," or "us") and you ("Client" or "you"). By accessing our site www.TenBonusYears.com or enrolling in any of our coaching programs ("Programs"), you agree to comply with these Terms and Conditions. You affirm that you are at least 18years old and legally capable of entering into this Agreement.
2. REFUND AND CANCELLATION POLICY
We are committed to delivering exceptional value through our Programs. Due to the
nature of our services and digital resources, refund and cancellation policies may
vary by Program.
● General Policy: Refund requests must be submitted within 7 days of purchase.
● How to Request a Refund: Please email contact@TenBonusYears.com with details of
your request.
● Custom Program-Specific Terms: Program-specific refund and cancellation
details will be provided upon purchase or request.
For additional details, see our Refund Policy statement.
3. PRIVACY POLICY
Your privacy is important to us. For details on how we collect, use, and protect your
personal data, please refer to our Privacy Policy statement.
4. PROGRAM-SPECIFIC TERMS
Each Program may have additional terms and conditions outlined in a separate
agreement, which must be signed upon enrollment. For specific details about a
Program, please contact contact@TenBonusYears.com
5. LICENSE AGREEMENT
We retain ownership of all intellectual property related to our Site, Programs, and
materials ("Materials"). Upon purchase, we grant you a limited, non-exclusive,
revocable license to use the Materials for personal use during the duration of your
enrollment.
● You may not copy, distribute, or create derivative works from our Materials
without prior written consent. Unauthorized use of our intellectual property may result in termination of this license and/or legal action.
6. USE OF THE SITE AND MATERIALS
When using our Site or accessing Materials, you agree to:
● Comply with all applicable laws and respect intellectual property rights.
● Avoid uploading, sharing, or distributing content that infringes on third-party
rights.
Violations of this section may result in immediate suspension of access and
termination of your Agreement.
7. DISCLAIMER
Our coaching Programs are designed for educational and informational purposes
only. We do not guarantee specific outcomes or results from participation. Individual
results may vary based on effort, implementation, and external factors.
8. LIMITATION OF LIABILITY
To the fullest extent permitted by law, Personal Health Strategies, Inc will not be liable for any direct, indirect, incidental, or consequential damages arising from:
● Your participation in the Program,
● Your use of the Site or Materials,
● Any breach of these Terms.
9. TERMINATION
We reserve the right to terminate your access to the Program or Materials if you:
● Violate these Terms,
● Engage in fraudulent or unethical behavior, or
● Fail to meet financial or contractual obligations.
In such cases, you will not be entitled to a refund.
10. AMENDMENTS
We may update these Terms from time to time. The most current version will always
be available at www.TenBonusYears.com Continued use of the Program or Site constitutes your acceptance of any modifications.
11. CONTACT INFORMATION
For questions or support, please contact:
● Email: contact@TenBonusYears.com
● Phone: 1-407-854-8108
● Mailing Address: PO Box 772525, Orlando, FL. 32877
12. GOVERNING LAW
This Agreement is governed by the laws of State of Florida/Orange County. Any
disputes shall be resolved exclusively in Orange County, Florida, USA.
13. CONFIDENTIALITY
1. Ownership and Responsibility of Client Data
● All Client Data remains the sole property of the Client or its licensors
unless otherwise required by applicable law.
● The Client is solely responsible for the accuracy, quality, integrity,
legality, and appropriate use of Client Data in compliance with
applicable laws and intellectual property rights.
2. Management and Deletion of Data
● The Company reserves the right to permanently delete Client Data
suspected of violating the Acceptable Use Policy or disclose such data
to law enforcement without prior consultation where required by law.
● Upon termination of a Program or as otherwise agreed, Client Data will
be securely disposed of within 60 days unless required to be retained
under applicable law.
3. Confidentiality Obligations
● The Company will maintain confidentiality over Client Data and will not
disclose it without prior written consent, except as required for program
delivery or compliance with applicable laws.
● Disclosure will be limited to employees, agents, contractors, and
subcontractors who need access to perform their duties, with the
Company remaining responsible for their adherence to these
confidentiality terms.
4. Exceptions to Confidentiality
● The obligations of confidentiality do not apply to information that:
a. Becomes public through no fault of the Company.
b. Is independently developed without access to confidential
information.
c. Must be disclosed by law, regulation, or court order.
5. Duration
● Confidentiality obligations will survive termination or expiry of this
Agreement for a period of 10 years.
14. USE OF THE SITE, CONTENT AND SERVICE
1. Permitted Use
● The Site, Content, and Services may only be used for lawful purposes
to support/improve your personal health.
● Unauthorized uses include, but are not limited to:
● Accessing unauthorized data or accounts.
* Introducing disruptive technology such as viruses or bots.
* Creating derivative works or reverse engineering the Service.
● Collecting third-party information without permission.
2. Restrictions
● Users must not engage in any activity that disrupts or harms the Site,
Content, or Services, or promotes unlawful, immoral, or harmful
conduct.
● Breach of these terms may result in immediate suspension or
termination of access.
3. Non-Disparagement
● You agree not to make any derogatory statements or otherwise
disparage the Company, its employees, products, or services. Breach
of this provision may result in legal action.
4. Service Limitations
● Your use of purchased products or services is subject to these Terms
and any other agreements related to the specific Program.
15. TESTIMONIALS
1. Compliance
● All testimonials must comply with Federal Trade Commission (FTC)
guidelines and other applicable laws.
● Connections between endorsers and the Company must be disclosed
clearly.
2. Accuracy
● Claims about the Program’s effectiveness must reflect actual
experiences.
3. Disclosures
● Disclaimers must be used appropriately and conspicuously to ensure
compliance with regulations.
16. INAPPROPRIATE CONTENT
1. Prohibited Material
● Users may not upload, share, or distribute content that:
● Is defamatory, obscene, or abusive.
● Encourages unlawful behavior or violates any law.
2. Termination of Use
● The Company reserves the right to restrict access or remove prohibited
content. Cooperation with law enforcement may occur where
necessary.
3. Monitoring and Enforcement
● The Company may monitor transactions and communications on the
Site and Service to enforce these terms.
17. COPYRIGHT INFRINGEMENT
1. Policy Against Infringement
● The Company strictly enforces intellectual property rights. Users who
infringe on copyrights or other rights may have their access suspended
or terminated.
2. Reporting Infringements
● Reports of copyright infringement must include:
● A physical or electronic signature of the copyright owner or
authorized agent.
● Identification of the copyrighted material and the infringing
content.
● A statement of good faith belief that the use is unauthorized.
● A declaration of accuracy under penalty of perjury.
3. Notice Address
● Submit infringement notifications to:
● David Meinz, PO Box 772525, Orlando, FL. 32877
18. EFFECTIVE DATE & CONTACT INFORMATION
● Effective Date: 3-26-25
● Contact Information:
● Email: contact@TenBonusYears.com
● Phone: 1-407-854-8108
● Address: PO Box 772525, Orlando, FL. 32877
19. ALLEGED VIOLATIONS
Personal Health Strategies, Inc. reserves the right to suspend or terminate your use of any Service, Content, or the Site. To ensure a high-quality experience for all users, Personal Health Strategies, Inc., or its representatives may access user accounts and records to investigate complaints or allegations of abuse, infringement, or unauthorized uses of the Site, Content, or Service. Investigations will remain confidential unless disclosure is required by law. However, Personal Health Strategies, Inc. reserves the right to suspend or terminate your account or access immediately, with or without prior notice, if it is determined that you violated this Agreement, provided false or misleading information, or interfered with others' use of the Site, Content, or Service.
20. FULL POWER & AUTHORITY
You represent and warrant that you possess full power and authority to enter and perform under this Agreement and execution and performance of this Agreement do not breach or conflict with other agreements binding you.
The terms of this Agreement constitute a legal, valid, and enforceable obligation.
You assume risks associated with your use of the Site, Content, and Services.
21. DISCLAIMER OF WARRANTIES
Personal Health Strategies, Inc. disclaims all representations and warranties in connection with the Site, Content, and Service, including, but not limited to:
Non-infringement, merchantability, and fitness for a particular purpose.
Warranties implied by law, statute, or trade practices.
Any liability arising from your use of the Site, Content, and Services.
The Site, Content, Services, and related materials are provided "as is,””with all faults,” and
"as available.”
You assume all risks associated with their use.
22. TERMINATION
Personal Health Strategies, Inc. may suspend or terminate your use of the Site or Service if it determines that you breached this Agreement or related policies. Upon termination:
Your license to use the Site, Content, or Service ends immediately.
Personal Health Strategies, Inc. will attempt to make your content inaccessible but acknowledges potential delays in complete removal.
Some User Content may remain cached, referenced, or backed up for a limited time.
23. NOTICES
All notices under this Agreement must be in writing and delivered via:
1. US Postal Service, or
2. Overnight courier, or
3. Electronic mail.
Personal Health Strategies, Inc., PO Box 772525, Orlando, FL. 32877, USA. contact@TenBonusYears.com
Notices will be deemed received based on method of
delivery:
● US Postal Service: Seven business days after dispatch.
● Overnight courier: Upon confirmed receipt.
● Electronic mail: 24 hours post-sending without error notices.
24. INDEMNITY
You agree to indemnify and hold harmless Personal Health Strategies, Inc and its representatives from any claims, damages, or liabilities arising from:
-Negligence or wrongful acts by you.
-Breaches of warranties made by you.
-Failure to comply with this Agreement.
Personal Health Strategies, Inc will notify you of any claims and may cooperate in your defense, but you have sole control over settlements unless they affect Personal Health Strategies, Inc interests.
25. GOVERNING LAW
This Agreement is governed by the laws of the state of Florida, Orange County. Disputes
will be resolved through mediation and, if unsuccessful, arbitration, as outlined in Personal Health Strategies, Inc policies. Judicial enforcement of arbitration awards and intellectual property claims may proceed in the state of Florida, Orange County.
26. SEVERABILITY; WAIVER
If any term in this Agreement is deemed unenforceable, the remaining terms will remain in
effect. Waivers of provisions must be in writing and signed by authorized representatives.
27. MODIFICATIONS
Personal Health Strategies, Inc reserves the right to:
1. Modify this Agreement at any time.
2. Change or discontinue the Site, Content, or Service.
Changes take effect upon posting. Continued use of the Site, Content, or Services
constitutes acceptance of modified terms.
28. MISCELLANEOUS
This Agreement binds the parties and their successors. It is not transferable by you without
Personal Health Strategies, Inc. written consent. The Agreement supersedes prior agreements regarding the Site, Content, and Services and establishes no agency, partnership, or employment relationship.
BY USING THE SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND,
AND AGREE TO BE BOUND BY THIS AGREEMENT.